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Home » Services » Protection Planning » Disability Insurance » Why Disability Income Insurance?

What Is the Chance
YOU
 Could Be Disabled?

Insurance claims studies indicate that the odds of becoming disabled for 90 days or longer are much greater than dying during one’s working years.

AGE ODDS
25 58%
25 58%
30 54%
35 50%
40 45%
45 40%
50 33%
55 25%

Other Disability Statistics to
Make You Go Hmmm…

 
95 1
Percentage of disabling accidents and illnesses that are NOT work related.1 Number of seconds a disabling injury occurs. A fatal injury occurs every four minutes.2
25 24
Percentage of 20 year-olds who will become disabled before reaching retirement age.3 Percentage of the probability that a white-collar female worker will become disabled for 90 days or longer, between the ages of 35 and 65.4
50 33
Percentage of people who have no private pension coverage. And one-third has no retirement savings.3 Percentage of applications from disabled workers for Social Security benefits that have been approved.5

1. Council for Disability Awareness, Long-Term Disability Claims Review, 2012
2. National Safety Council Injury Facts, 2010
3. Social Security Administration, Fact Sheet 2013
4. Council for Disability Awareness, Personal Disability Quotient Calculator
5. Social Security Administration Office of the Chief Actuary Statistical Tables 2013